As a youngster, I always knew I wanted to make my own money and knew once I could legally work and make money, I would. And so I did. At the early age of 14 I began my first job at the local library and I’ve been working ever since. I made money and but I was always broke! No one taught me how to save or invest or how to use my money wisely so I started to ask around.
In no time, I found Suze Orman. Suze Orman is the person you want to go to get your facts straight about money! She has a slew of books to get you started on getting most of your financial issues in order and translates all that financial mumbo jumbo into English.
Slowly I began to make my money work for me! (My friends have also played a huge part in helping me situate my finances so that I can one day, soon, be able to accomplish all my financial goals.)
More importantly, I want my family to benefit from my investment decisions and strategies. It doesn’t matter where you are financially, you can overcome those financial disabilities and transform your wallet from thin to thick.
The first step was to keep track of my spending by budgeting. I would write everything I spent down on a piece of paper to get a clear view of how I was spending my dinerito (cash).
The second step towards fatter pockets was by simply spending less.
Here Are Some Ways To Save (because every penny adds up.)
- Watch local store deals and weekly circulars for the necessities – food, toiletries, etc.
- Brown bag it (bring your own lunch) – Brew your own coffee too.
- Save all those cash back rewards from the bank for the holidays – they add up!
- Freeze foods, they last longer.
- Make one night a leftover night.
- Menu planning saves money.
- Grocery Coupons, Retail coupons, and Groupons for restaurants, spas, entertainment, etc.
- Swagbucks – Earn points and get FREE stuff.
Are you a blogger? Here are some communities that allow you to make extra ca$h!
With all the saving I do here and there, I am able put it aside towards something of value, something of substance.